Privacy Policy
Your privacy and data security are our top priorities.
Last Updated: October 26, 2023: November 12, 2025
Welcome to Foundations of Financial Stability Inc. ("FinStability", "we", "us", "our"). We are committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit our website, use our services, or interact with us. Our practices are designed to comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).
2. Information We Collect
We collect information that you provide directly to us, such as when you create an account, register for a course, or contact us. This may include:
- Personal Identification Information: Name, email address, phone number.
- Payment Information: Credit card details or other payment information, processed through a secure third-party payment gateway.
- Account Information: Your username, password, and course progress.
We also collect information automatically when you use our services, including:
- Log and Usage Data: IP address, browser type, operating system, pages visited, and timestamps.
- Cookies and Tracking Technologies: We use cookies to enhance your experience, remember your preferences, and analyze site traffic. You can control the use of cookies at the individual browser level.
3. How We Use Your Information
We use the information we collect for various purposes, including:
- To provide, operate, and maintain our services.
- To process your transactions and manage your account.
- To improve our website, services, and user experience.
- To communicate with you, including sending service updates, promotional materials, and responding to your inquiries.
- To comply with legal obligations and enforce our terms.
4. Data Sharing and Disclosure
We do not sell your personal information. We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and email delivery. These providers are obligated to protect your information and are not authorized to use it for any other purpose. We may also disclose your information if required by law or to protect the rights, property, or safety of FinStability, our users, or others.
5. Your Data Rights
You have the right to access, update, or delete your personal information at any time. You can manage your account information through your profile settings or by contacting us directly. You also have the right to withdraw your consent for the collection and processing of your data, subject to legal or contractual restrictions.
6. Data Security
We implement a variety of security measures to maintain the safety of your personal information. All payment transactions are encrypted using SSL technology. While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or method of electronic storage is 100% secure.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us at privacy@finstability.ca or at our mailing address: Foundations of Financial Stability Inc., 199 Bay St, Toronto, ON M5L 1E2, Canada.